Whether you are a first time home buyer or are refinancing your current mortgage– we will find you the best program and rates available for your situation.
These down payment assistance programs are for first time home buyers or people that have not owned a home in the last 3 years. These programs allow you to buy a home with little to no money down.
USDA HOME LOANS
Zero Down Payment
100% Financing on Purchase and rate and term refinance transactions on Rural Properties
USDA program available for qualified properties
3% Credit from seller allowed on purchases
640 minimum fico score
Max loan amount $417,000
VA Home Loans
CU Lending wants to Thank you for your service
No down payment required~ 0 down!
100% Cash Out on refinances
No closing costs with seller paid contribution of up to 6%
No reserve requirements
First Time Homebuyers~ OK!
- Single Family, Second Homes and Investment properties now eligible up to 150% Loan to value
- Many may not need an appraisal.
- Reduce payment and interest rates as low as 3.75%.
- Must be current on your mortgage payments and not more than 30-days late within the last 12 months
- Must owe more than home is worth and have financial ability to afford new payments.