CU Lending

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Rates

Conventional fixed-rate mortgages

TermRateAPR 
30-year fixed3.990%4.062%
20-year fixed3.875%3.974%
15-year fixed3.500%3.625%
10-year fixed3.750%3.931%

Adjustable-rate mortgages

TermRateAPR 
10-year ARM4.875%4.852%
5-year ARM4.250%4.638%
3-year ARM4.750%4.935%

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FHA mortgages

TermRateAPR
30-year fixed – FHA3.990%5.051%
15-year fixed – FHA4.000%5.074%

VA mortgages

TermRateAPR
30-year fixed – VA4.125%4.470%
15-year fixed – VA4.125%4.734%

Jumbo mortgages

TermRateAPR
30-year fixed – jumbo3.875%3.896%
20-year fixed – jumbo3.875%3.905%
15-year fixed – jumbo3.750%3.788%

All loans are subject to credit approval. Loan rates, terms and conditions are subject to change without notice. Your actual loan rate may vary from the rates shown, and will be based on an evaluation of your credit profile. These mortgage interest rates assume a few things about you – for example, you have very good credit (a FICO credit score of 740+) and that you’re buying a single-family home as your primary residence.

Mortgage discount points are not factored into these rates. If you decide to purchase points at closing, your interest rate may be lower than the rates shown here.

Rate vs. APR

The Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. That’s why a mortgage APR is typically higher than the interest rate – and why it’s such an important number when comparing loan offers.

  • Our Approach
  • Our Process
  • Benefits to Members
  • Benefits to Credit Unions
  • Savings on Closing Costs
  • Our First Right of Refusal Policy

Walnut Creek

1261 Locust St #2424
Walnut Creek, Ca. 94596

Walnut Creek

325 N. Wiget Lane STE 130
Walnut Creek, Ca. 94598

Antioch

5123 Lone Tree Way
Antioch, Ca. 94531
Equal Housing Opportunity Lender. Not a commitment to lend. Rates and programs are subject to change. Licensed by the Department of Real Estate under the California Residential Mortgage Lending Act. | Fair Lending Statement | AGV Grouppe, Inc. dba CU Lending; Pacific Funding Group | Walnut Creek, CA NMLS #2258009 | DRE #1796227
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