CU Lending

Your Mortgage Resource For Credit Unions

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Rates

Conventional fixed-rate mortgages

TermRateAPR 
30-year fixed3.990%4.062%
20-year fixed3.875%3.974%
15-year fixed3.500%3.625%
10-year fixed3.750%3.931%

Adjustable-rate mortgages

TermRateAPR 
10-year ARM4.875%4.852%
5-year ARM4.250%4.638%
3-year ARM4.750%4.935%

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FHA mortgages

TermRateAPR
30-year fixed – FHA3.990%5.051%
15-year fixed – FHA4.000%5.074%

VA mortgages

TermRateAPR
30-year fixed – VA4.125%4.470%
15-year fixed – VA4.125%4.734%

Jumbo mortgages

TermRateAPR
30-year fixed – jumbo3.875%3.896%
20-year fixed – jumbo3.875%3.905%
15-year fixed – jumbo3.750%3.788%

All loans are subject to credit approval. Loan rates, terms and conditions are subject to change without notice. Your actual loan rate may vary from the rates shown, and will be based on an evaluation of your credit profile. These mortgage interest rates assume a few things about you – for example, you have very good credit (a FICO credit score of 740+) and that you’re buying a single-family home as your primary residence.

Mortgage discount points are not factored into these rates. If you decide to purchase points at closing, your interest rate may be lower than the rates shown here.

Rate vs. APR

The Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. That’s why a mortgage APR is typically higher than the interest rate – and why it’s such an important number when comparing loan offers.

  • Our Approach
  • Our Process
  • Benefits to Members
  • Benefits to Credit Unions
  • Savings on Closing Costs
  • Our First Right of Refusal Policy
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CU Lending - 5123 Lone Tree Way, Antioch CA Phone: (800) 649-1382
Equal Housing Opportunity Lender. Not a commitment to lend. Rates and programs are subject to change. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Antioch / Brentwood, CA NMLS #385320