- Control the mortgage loan process
- The potential customer calls come directly to you
- You are the first person the member talks to!
- You are the person the member gets their approval from!
- Stay in compliance with all state & federal mortgage lending regulations
- Offer great rates
- Access to a multitude of loan products available in today’s market
- FHA, VA and Reverse Mortgage loans
- Conventional loans of all kinds
- Jumbo loans to $5,000,000
- Down Payment Assistance
- Consistent email updates on the status of your members’ loans
- Leads and loan pipelines are in real-time for full transparency
Our mode of operation is unique and beneficial to you.
Our goal is to empower the the Credit Union by giving them ultimate control over the loan process. Credit Unions can now offer all mortgage loan products in full compliance at competitive rates to their members.
Increased capability to offer Mortgage products
Whether your member is looking for FHA, VA, Reverse Mortgage, Jumbo, Down Payment Assistance, ARMs (3 year, 5 year, 7 year or 10 year fixed), or conventional loans from $75,000 to $5,000,000, the CU Lending program allows you to offer them all.
Beneficial Partnership in the New Era of Real Estate.
We allow you to focus on where you excel and we focus on what we are good at . We will handle all the compliance, marketing processing and underwriting mortgage loans, while you concentrate on providing exceptional service to your members. Together, we will work as a team to provide the best member experience.
Marketing is handled.
We help you market and promote the loan products your members want and allow the calls to come directly to YOUR STAFF so that they can do what they do best: service your members. And by allowing the call to come directly to your staff, you’re always aware of what’s going on with each member and know what they are interested in. More control for you. That is what we are about.
You remain in control of the process!
The truth is that many credit unions do not have the capability to compete with the big banks or brokers when it come to offering all the current mortgage products and programs. A partnership means that you will have:
- The ability to offer all of the different types of mortgage loan products needed by your members
- Gain valuable lending relationships
- Have a seamless lending ability
- Have the capacity to fund all of your member’s loans
- Keep up with all the industry’s new regulatory changes.
Members will be able to talk directly to your credit union’s staff when applying for a mortgage loan, because they will feel more comfortable and feel that the credit union is working with them to get their mortgage loan. Our system allows Credit Unions to be able offer every available mortgage product on the market today with competitive rates.
All you need to do is take the application and complete a few steps and we’ll handle the rest.
Your staff simply needs to enter the information on our website and we’ll take it from there.
An email will be sent to the member introducing our relationship (complete with your logo and a message from your CEO or Lending manager) – we then speak to the member and explain our relationship to your credit union. We make sure all of their questions are answered, that they understand the loan they have applied for, and we instruct them that we will be sending them their initial loan disclosures and request for information work sheet. We explain the loan process, the loan time line and make sure they are comfortable with the process.
All you do is take the loan application information, quote the rate and complete a few steps necessary to process the loan. Once approved, you congratulate your member with the approval and collect the conditions! Your staff remains the key communication channel to your member so that you can continue to stay in control of the process! Our system sends out email loan status on every file. You and your member get updates continuously throughout the process. You will always know where a file is in the system!
You can portfolio loans you like. You get the First Right of Refusal on every loan
If you wish to portfolio the loan, the loan is yours. Simple as that. We charge our administration fees for processing and docs, and you keep the loan. If you want us to purchase the loan, no problem, we fund the loan. Simple.
No Long Term Contracts
If our service, incredible rates and compliance partnership does not keep you happy with our performance, then we don’t feel a contract should. We do not ask you to enter into a long term service contract. Period.
Your Mortgage Problems are solved!
You found your solution!
So let’s review, CU lending allows you to:
- Remain in Control of the mortgage loan process
- Stay in Compliance with all State & Federal Mortgage Lending Regulations
- Offer Incredible Rates
- Offer Every Loan Product Available in today’s market
- FHA, VA Loans and Reverse Mortgage Loans
- Conventional Loans of all kinds
- Jumbo Loans to $5,000,000
- Down Payment Assistance Loans
- Receive Email Status Updates on your member’s loans and have pipeline access
- Educate staff and personnel on new compliance rules and regulations.
Contact Us Today!
Contact us to begin offering your membership the best way to obtain a mortgage loan.
Anthony Viscia Loan Officer – NMLS# 243762
Angela Scalise Operations Manager
CU Lending Your Professional Credit Union Resource
Direct: 925-383-4017 | Fax: 925-429-9257
Address: 325 N. Wiget Lane, Walnut Creek CA 94596